Unless you're among the minority of people who pay cash, you need to quickly become an informed consumer on the subject of financing if you're considering buying a new car. For most new-car buyers, one of the biggest costs of purchasing a new car is interest on the loan that makes the purchase possible. But there are a variety of ways to finance a car, and knowing your options can help save you money.
Showing posts with label Business. Show all posts
Showing posts with label Business. Show all posts
3/01/2017
Refinance Rumors
'Always go with a fixed rate mortgage (FRM)'
The other day, Roxanne approached me saying that she was going to refinance to a 20 year FRM. When she told me that she only planned on staying in the house for about 5 more years, I was shocked. 'Have you considered refinancing to an adjustable rate mortgage?,' I asked.
She told me that her husband thinks ARMs are too risky and that he heard that he should always go with a fixed rate mortgage. I explained that the decision to choose between an ARM or FRM really depends upon the circumstances and that sometimes an ARM really can be the right type of loan to refinance to.
Myths of Refinancing
"When I was in the process of refinancing, quite a few people tried to give me advice that I found out later on just wasn't true. I still hear today, things I heard ten years ago about refinancing that make me cringe because I know someone might be giving up a great opportunity to refinance because of false hearsay. Don't let someone convince you of anything without reading various sources and finding the facts yourself. Here is the myth I want to address right away:
'Refinancing Never Makes Sense'
Tom, my college boyfriend at the time I was considering to refinance my student loans, told me he had heard bad things about refinancing and not to do it, whether it be for your home mortgage, student loans, or anything else, and that his uncle had to foreclose on his home thanks a refinance fraud.
6/17/2011
What Causes Peritoneal Mesothelioma?
What Causes Peritoneal Mesothelioma?: "Peritoneal mesothelioma is known only to be caused by exposure to asbestos, a microscopic natural fiber that was used heavily in industry. Asbestos is said to reach the abdominal wall by one of two methods. The first is through ingested asbestos fibers which are processed through digestion and become lodged in peritoneum. These other method is through the lungs and lymph nodes, by inhaled asbestos fibers. Malignant mesothelioma of the pleura is also known to metastasize directly into the abdominal cavity if its spread is not slowed.
6/16/2011
DePuy Hip Replacements Recalled Due to Failure
DePuy Hip Replacements Recalled Due to Failure, by Texas Personal Injury Lawyer: "On August 26, 2010 DePuy Orthopaedics Inc. announced a recall of 93,000 hip replacement systems due to a higher than expected number of people experiencing pain and other symptoms so severe that a second hip replacement surgery became necessary.
6/13/2011
Malignant Mesothelioma
Malignant Mesothelioma: "Malignant Mesothelioma is a rare form of cancer that affects the thin cell wall lining of the body's internal organs and structures. This lining is known as the mesothelium. Malignant mesothelioma has three known varieties. They are malignant pleural mesothelioma, malignant pericardial mesothelioma, and malignant peritoneal mesothelioma. Pleural mesothelioma occurs in the pleura, the lung's lining. Peritoneal mesothelioma occurs in the peritoneum, the abdominal cavity wall. And pericardial mesothelioma occurs in the lining of the hearth, known as the pericardium.
What is a discharge in bankruptcy?
A bankruptcy discharge releases the debtor from personal liability for certain specified types of debts. In other words, the debtor is no longer legally required to pay any debts that are discharged. The discharge is a permanent order prohibiting the creditors of the debtor from taking any form of collection action on discharged debts, including legal action and communications with the debtor, such as telephone calls, letters, and personal contacts.
6/12/2011
Litigation Law - Guide to Litigation Law
Litigation Law - Guide to Litigation Law: "Litigation Law covers the process of bringing and pursuing a lawsuit, and encompasses the entire procedure. A lawsuit is a case or controversy authorized by law, to be decided in a court of justice, brought by one person or entity against another person or entity for the purpose of enforcing a right or redressing a grievance.
6/07/2011
Bankruptcy Questions Answered
Bankruptcy Questions Answered: "BankruptcyHome.com is here to answer your questions about Bankruptcy. Our team of attorneys and legal professionals has designed a site that provides you with up-to-date information and news about bankruptcy and its processes.
Whether you are looking for basic information about the protections available to you through Chapter 13 or Chapter 7 Bankruptcy, or have thought seriously about filing bankruptcy and are seeking help about specific issues, we are here to help you get control of your finances and move toward a future free of crippling debt.
5/11/2011
Monetary Damages and Compensation for DePuy ASR Victims
Monetary Damages and Compensation for DePuy ASR Victims: "Depuy ASR hip replacement patients may be eligible for compensation due to the injuries they have suffered as a result of being implanted with the defective DePuy ASR hip replacement. Past and future pain, suffering, medical bills, lost earnings, and disfigurement are among the damages that the patients may be entitled to recover. The Johnson Law Firm handles cases on a contingent fee basis. The client is never at risk of paying any money out of pocket. If there is no recovery, there is no fee.
4/12/2011
Stage Information for Extrahepatic Bile Duct Cancer
Stage Information for Extrahepatic Bile Duct Cancer: "Note: The American Joint Committee on Cancer has recently published a new edition of the AJCC Cancer Staging Manual, which includes revisions to the staging for this disease. The PDQ Adult Treatment Editorial Board, which is responsible for maintaining this summary, is currently reviewing the new staging to determine the changes that need to be made in the summary. In addition to updating this Stage Information section, additional changes may need to be made to other parts of this summary to ensure that it is up-to-date. The changes will be made as soon as possible.
4/09/2011
Early Communication about an Ongoing Safety Review Orlistat (marketed as Alli and Xenical)
Early Communication about an Ongoing Safety Review Orlistat (marketed as Alli and Xenical): "FDA is reviewing new safety information regarding reports of liver-related adverse events in patients taking orlistat. Orlistat is marketed in the United States as a prescription product, Xenical, and as an over-the-counter (OTC) product, Alli.
4/06/2011
DePuy Hip Replacements Recalled Due to Failure, by Texas Personal Injury Lawyer
DePuy Hip Replacements Recalled Due to Failure, by Texas Personal Injury Lawyer: "On August 26, 2010 DePuy Orthopaedics Inc. announced a recall of 93,000 hip replacement systems due to a higher than expected number of people experiencing pain and other symptoms so severe that a second hip replacement surgery became necessary.
DePuy ASR Implant Case Evaluations
DePuy ASR Implant Case Evaluations: "If you have experienced serious complications as a result of a hip replacement surgery involving a DePuy ASR device, it is important to know your legal options. Please call 800-452-8602 or fill out a form on this page for a complimentary case evaluation.
DePuy ASR Hip Lawsuit
Complications involving the DePuy ASR XL Acetabular System total hip replacement and ASR Hip Resurfacing System have prompted hundreds of patients to file lawsuits against DePuy Orthopaedics, the division of Johnson & Johnson that manufactures the hip devices. Patients are seeking compensation for medical bills and additional expenses associated with the hip devices following the recall of the products in August 2010.
3/22/2011
3/20/2011
Dental Implants Recovery and Aftercare
Dental Implants Recovery and Aftercare Dental implant recovery depends on a number of factors, including the various procedures required to complete your treatment. However, it is generally recognized that once an implant has been placed, maintaining diligent oral hygiene habits is required to ensure proper fusing of the implant and bone structure. Failure to floss and brush is a leading cause of implant failure, and infection can occur if the implant and surrounding areas are not cleaned properly. Smoking also is attributed to high failure rates with dental implants and should be avoided following implant procedures.
3/16/2011
Birth Injury Overview
Birth Injury Overview: "Birth Injury Attorneys Serving the Greater San Antonio Area
Help for Families Affected by Birth Injuries in Austin, El Paso and Nationwide
'Over the years, we have handled numerous complex cases involving birth injuries and birth trauma in Texas and nationwide. In each case, our focus is on finding answers and producing results.' — Attorney Les Weisbrod
3/15/2011
Criminal Law
A body of rules and statutes that defines conduct prohibited by
the government because it threatens and harms public safety and welfare and that establishes punishment to be imposed for the commission of such acts.
The term criminal law generally refers to substantive criminal laws. Substantive criminal laws define crimes and may establish punishments. In contrast, Criminal Procedure describes the process through which the criminal laws are enforced. For example, the law prohibiting murder is a substantive criminal law. The manner in which government enforces this substantive law—through the gathering of evidence and prosecution—is generally considered a procedural matter.
3/14/2011
Denture Cream Lawsuit – Zinc Poisoning Symptoms
Denture Cream Lawsuit – Zinc Poisoning Symptoms: "It has increasingly been reported that the denture cream ingredient zinc is associated with neurological symptoms including neuropathy in denture wearers. The recommended daily allowance of zinc is 8 mg for women and 11 mg for men. According to the Institute of Medicine of the National Academies the largest daily tolerable zinc intake is 40 mg.
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